Africa’s fintech sector is booming, with startups like Flutterwave and Paystack raising billions. Malawi can learn from this to boost its own digital economy. Local fintechs like Zoona are already enabling cashless payments for small businesses in Lilongwe. A 2025 report predicts Africa’s fintech market could hit $230 billion by 2030. For Malawi, adopting similar models requires better regulatory frameworks and investor trust. By fostering local startups, Malawi could tap into this growth, creating jobs and financial inclusion for its citizens.